What is XRP


XRP is a digital asset native to the XRP Ledger. Anyone with a cryptographic key, usually held within a wallet, and an internet connection can receive, hold, and send XRP to anyone else account. XRP has been developed to be a desirable bridge currency that can facilitate trades in any other currency. XRP has many properties which make it an appealing asset for many other use cases.

The XRP Ledger is a decentralized cryptographic ledger powered by a network of peer-to-peer servers. The XRP Ledger is the home of XRP, a digital asset designed to bridge the many different currencies in use worldwide. Ripple stewards the development of the XRP Ledger, and advances XRP as a key contribution to the Internet of Value: a world in which money moves the way information does today

XRP is the native cryptocurrency of the XRP Ledger. All accounts in the XRP Ledger can send XRP among one another and must hold a minimum amount of XRP as a reserve. XRP can be sent directly from any XRP Ledger address to any other, without needing a gateway or liquidity provider. This helps make XRP a convenient

bridge currency.

Some advanced features of the XRP Ledger, such as Escrow and Payment Channels, only work with XRP. Order book autobridging uses XRP to deepen liquidity in the decentralized exchange by merging order books of two issued currencies with XRP order books to create synthetic combined order books. (For example, autobridging matches USD:XRP and XRP:EUR orders to augment USD:EUR order books.)

XRP also serves as a protective measure against spamming the network. All XRP Ledger addresses need a small amount of XRP to pay the costs of maintaining the XRP Ledger. The transaction cost and reserve are neutral fees denominated in XRP and not paid to any party. In the ledger’s data format, XRP is stored in AccountRoot objects.

For more information on XRP’s use cases, benefits, and news, see the XRP Portal .

XRP Properties

The very first ledger contained 100 billion XRP, and no new XRP can be created. XRP can be destroyed by transaction costs or lost by sending it to addresses for which no one holds a key, so XRP is slightly deflationary  by nature. No need to worry about running out, though: at the current rate of destruction, it would take at least 70,000 years to destroy all XRP, and XRP prices and fees can be adjusted as the total supply of XRP changes.

In technical contexts, XRP is measured precisely to the nearest 0.000001 XRP, called a “drop” of XRP. The rippled APIs require all XRP amounts to be specified in drops of XRP. For example, 1 XRP is represented as 1000000 drops. For more detailed information, see the currency format reference.

XRP As An Investment

XRP is probably the best digital asset ever created, its current low price per XRP Token has attracted investors small and large from all over the world who see a return of investment (ROV) of unparrlelled proportions, in their opinion!


Putting aside all business use cases, most people in the world right now are able to buy, sell, exchange XRP to almost any one else anywhere in the world almost instantaneously and almost for free! As the XRP Ledger off and on ramps (Exchanges) become increasing available around the globe we will be able to say 'every person' in the world no matter how remote can exchange currency instantaneously!

The changes this will bring to millions of unbanked and banked people all over the globe will be profound and life changing!

Every Person on this earth will be on the Same Playing Field with access to digital money and be able to move value over the internet easily, quickly and most importantly, cheaply!

The Internet Of Value (IOV)

XRP Use Cases
XRP Ledger Explained
Purchase XRP
The XRP ledger, visualised
Eeekk! UK Taxes!

FUD Bingo

There is a lot of FUD (Fear Uncertainty and Doubt) around XRP due to its threat of being the King of Digital Assets-Crypto

FUD Bingo was created by the XRPCommunity to deal with this!

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